i am buying a house


Sure. What would you like to ask?


do i need to contact my provider before i buy a house with kiwisaver?


It is important that you contact your KiwiSaver provider as soon as you begin thinking about buying a house. You will need to apply to use the money, and if the application is not processed by settlement, you cannot access the money at all.


How much can I withdraw?


If you’re eligible, you can apply to withdraw the total amount in your KiwiSaver account, except for $1,000 and any amount transferred from an Australian complying superannuation scheme.

Remember, you can only use your KiwiSaver funds as part of your settlement but not for the deposit!


I’ve heard about a homestart grant. What is it?


The HomeStart grant provides eligible first-home buyers with a grant of up to $5,000 for individuals, or up to $10,000 where there are two or more eligible buyers to put towards the purchase of an existing home. These amounts double where it is a brand new home that is being purchased.


who should i talk to about it?


The HomeStart grant is administered by Housing New Zealand.


How do I find out if the house has EQC issues?


You can always talk to the property owner or real estate agent and say that it is a condition of sale that you are provided with a full and accurate statement of all EQC claims for the property, including settled and outstanding claims. And If you go ahead with the purchase of the property, either the seller’s lawyer or your lawyer can draft a Deed of Assignment, transferring any relevant claim entitlement to you.


How do I get the reports from EQC?


Hmm… It depends. If you have lodged the claim, simply call them on 0800 DAMAGE (0800 326243) or email info@eqc.govt.nz. Be sure to have your claim number ready if you call, and include it with every email. However, EQC won’t be able to provide any information to those people who are not listed as claim contacts on the file.


i need a lawyer to buy a house


Yes, absolutely. Get your lawyer or solicitor involved as early as possible – this will save you money.


can you help me find a lawyer


I can show you lawyers in your location or ask you a few questions and then send your answers to lawyers I know. What would you like?


ask me questions


I will be glad to help. Let me ask you several quick questions.

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Anatoly Khorozov has over 15 years of experience managing IT projects overseas and in New Zealand and extensive commercial experience from owning and managing several businesses. His leadership experience includes working in a management position at the NZ Red Cross and as a coach of the NZ National ice hockey team that has a won a silver medal at a World Championship.



Andrei Link has over 20 years of product, project and marketing management experience in leading international companies including a global NASDAQ-listed corporation and as a founder/CEO of a software start-up. He has served on several boards and committees including the Canterbury Software Cluster and the CPIT Business Advisory Committee, and mentored early stage businesses.



Grant Adams is Chair of Partners at Parry Field Lawyers. He has been a lawyer since 1980 and has been a partner in Parry Field since 1987, specialising in commercial/business law. He has significant clients in tourism, IT, farming and service industries. Grant is a director of Avonhead Rotary, past Chairman of Burnside High School Board of Trustees, and has been an officer of many trusts and companies.



Kris Morrison is a Partner at Parry Field Lawyers leading their corporate, technology and start-up advisory team as well as the migrant team. He also acts for not for profit charities, social enterprises and schools. Kris is a Board Member of Code Club Aotearoa and the chairman of the Christian Schools Network in Christchurch and the Emmanuel Christian School Board of Trustees.



Steven Moe is a Senior Associate at Parry Field Lawyers working with international companies investing in New Zealand as well as NZ companies and start-ups. He worked for 11 years at international law firm Norton Rose Fulbright in Tokyo, London and Sydney. Prior to this, he spent 3 years in Wellington at a national firm. Steven has also had extensive experience in-house working in Japan and Australia.



David Pugh is the founder of GeekStuff Ltd – an independent consultancy focused on software systems design, infrastructure and deployment of network/cloud based applications. He has been working in information technology for 30+ years in the UK and New Zealand architecting and implementing technical solutions and mission critical business systems in a variety of industries.



Geoff Brash is an entrepreneur, investor and business mentor. He is a founder of GBJ Innovation and a co-founder of SLI Systems, a public company with customers worldwide, where he held CFO and VP positions. Geoff is a co-organiser of Startup Weekend Christchurch, Trustee for the Ministry of Awesome and has served on a number of other boards and committees.



Shehan de Silva is a Partner at Corcoran French. His areas of expertise include commercial, business and  property law, and providing guidance, representation and negotiation support to landowners who are having their land acquired for a public work. He commenced his legal career in Auckland as an in-house counsel for a large national company  and then took over the legal supervision for its South Island branches.


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